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What must you have Ð yet you can never use it?



Date Published: 07-Mar-2013

Insurance­ – what is it good for? You have to have it, but can never use it. I’ve searched the cosmoverse for anything else that fits the paradigm of insurance, and have come up with a blank.

If I don’t have insurance I’m not allowed to drive, yet if I ever use my insurance, my premium goes through the roof, and I can’t afford to drive.

A few years ago, a good friend of mine lost all his possessions in a house fire. I was extremely impressed that even as a tenant, he’d insured all the contents of his house.

Inspired, I decided to display some adult behaviour, found a company that would offer me a contents-only policy, and sat back feeling all safe and secure.

During one of the storms a few weeks ago we lost all power to the house for 18 hours. After a sleepless night of torches, rattling roof tiles and crashing hailstones, I felt and looked a lot like the contents of my freezer: mushy and well dodgy, respectively.

Hauling all the spoiled food into a bin bag, I consoled myself with the knowledge that I was insured. I’d been a grown-up and paid good money, so that a minor inconvenience like this needn’t turn into a disaster.

There was about €140 worth of grub in there, so we’re not talking about economic ruin, but doubtless like many of you, these days I’m not in a position to add that figure to any week’s budget without hurting a fair bit.

Tired and grumpy, I knew I needed to call the insurance company pronto, but suspected the whole thing might turn into a hassle. I wobbled off to read the policy manual and felt calmer. Freezer contents were covered to an unlimited amount, and there was no excess to pay.

Exhausted, I tried to put on my happy smiley face and called the insurance company. After explaining the situation to a woman in the claims department, I asked two questions.

Is claiming for my freezer contents going to be a major hassle?

And if I claim, will that affect my premium?

She told me that no, it shouldn’t be a hassle at all. She didn’t suppose I’d taken photos of the freezer contents?

Forcing down my exhausted emotions as one would if resisting projectile vomit, I told her that no, ha ha, as it happens, ha ha, when I finally abandoned trying to sleep last night, and then found my food all soggy and stinky, it didn’t cross my mind that this squidgy mess of rotting ready meals might look rather natty in the family photo album.


Instead, I suggested I’d keep the receipts of all the shopping I’d do, to replace the lost items. How about that, eh? Then there’d be proof that I was out of pocket.

Fine, said she, giving me the Dublin phone number of a claims handler and a claim number. Apparently the claims handler would be the one to advise me as to whether my premium would go up or not.

“Oh and could you please send me a claims form?”

“Of course. It’ll be in the post to you today.”

For more, read this week’s Galway City Tribune.

Galway in Days Gone By

The way we were – Protecting archives of our past



A photo of Galway city centre from the county council's archives

People’s living conditions less than 100 years ago were frightening. We have come a long way. We talk about water charges today, but back then the local District Councils were erecting pumps for local communities and the lovely town of Mountbellew, according to Council minutes, had open sewers,” says Galway County Council archivist Patria McWalter.

Patria believes we “need to take pride in our history, and we should take the same pride in our historical records as we do in our built heritage”. When you see the wealth of material in her care, this belief makes sense.

She is in charge of caring for the rich collection of administrative records owned by Galway County Council and says “these records are as much part of our history as the Rock of Cashel is. They document our lives and our ancestors’ lives. And nobody can plan for the future unless you learn from the past, what worked and what didn’t”.

Archivists and librarians are often unfairly regarded as being dry, academic types, but that’s certainly not true of Patria. Her enthusiasm is infectious as she turns the pages of several minute books from Galway’s Rural District Councils, all of them at least 100 years old.

Part of her role involved cataloguing all the records of the Councils – Ballinasloe, Clifden, Galway, Gort, Loughrea, Mountbellew, Portumna and Tuam. These records mostly consisted of minutes of various meetings.

When she was cataloguing them she realised their worth to local historians and researchers, so she decided to compile a guide to their content. The result is For the Record: The Archives of Galway’s Rural District Councils, which will be a valuable asset to anybody with an interest in history.

Many representatives on these Councils were local personalities and several were arrested during the political upheaval of the era, she explains.

And, ushering in a new era in history, women were allowed to sit on these Rural District Councils – at the time they were not allowed to sit on County Councils.

All of this information is included in Patria’s introductory essay to the attractively produced A4 size guide, which gives a glimpse into how these Rural Councils operated and the way political thinking changed in Ireland during a short 26-year period. In the early 1900s, these Councils supported Home Rule, but by 1920, they were calling for full independence and refusing to recognise the British administration.

“I love the tone,” says Patria of the minutes from meetings. “The language was very emotive.”

That was certainly true of the Gort Rural District Council. At a meeting in 1907, following riots in Dublin at the premiere of JM Synge’s play, The Playboy of the Western World the councillors’ response was vehement. They recorded their decision to “protest most emphatically against the libellous comedy, The Playboy of the Western World, that was belched forth during the past week in the Abbey Theatre, Dublin, under the fostering care of Lady Gregory and Mr Yeats. We congratulate the good people of Dublin in howling down the gross buffoonery and immoral suggestions that are scattered throughout this scandalous performance.


For more from the archives see this week’s Tribunes here

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Archive News

Galway have lot to ponder in poor show



Date Published: 23-Jan-2013




GALWAY’S first serious examination of the 2013 season rather disturbingly ended with a rating well below the 40% pass mark at the idyllic, if rather Siberian, seaside setting of Enniscrone on Sunday last.

The defeat cost Galway a place in the FBD League Final against Leitrim and also put a fair dent on their confidence shield for the bigger tests that lie ahead in February.

There was no fluke element in this success by an understrength Sligo side and by the time Leitrim referee, Frank Flynn, sounded the final whistle, there wasn’t a perished soul in the crowd of about 500 who could question the justice of the outcome.

It is only pre-season and last Sunday’s blast of dry polar winds did remind everyone that this is far from summer football, but make no mistake about it, the match did lay down some very worrying markers for Galway following a couple of victories over below par third level college teams.

Galway did start the game quite positively, leading by four points at the end of a first quarter when they missed as much more, but when Sligo stepped up the tempo of the game in the 10 minutes before half-time, the maroon resistance crumbled with frightening rapidity.

Some of the statistics of the match make for grim perusal. Over the course of the hour, Galway only scored two points from play and they went through a 52 minute period of the match, without raising a white flag – admittedly a late rally did bring them close to a draw but that would have been very rough justice on Sligo.

Sligo were backable at 9/4 coming into this match, the odds being stretched with the ‘missing list’ on Kevin Walsh’s team sheet – Adrian Marren, Stephen Coen, Tony Taylor, Ross Donovan, David Kelly, David Maye, Johnny Davey and Eamon O’Hara, were all marked absent for a variety of reasons.

Walsh has his Sligo side well schooled in the high intensity, close quarters type of football, and the harder Galway tried to go through the short game channels, the more the home side bottled them up.

Galway badly needed to find some variety in their attacking strategy and maybe there is a lot to be said for the traditional Meath style of giving long, quick ball to a full forward line with a big target man on the edge of the square – given Paul Conroy’s prowess close to goal last season, maybe it is time to ‘settle’ on a few basics.

Defensively, Galway were reasonably solid with Gary Sice at centre back probably their best player – he was one of the few men in maroon to deliver decent long ball deep into the attacking zone – while Finian Hanley, Conor Costello and Gary O’Donnell also kept things tight.

For more, read this week’s Connacht Tribune.

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Archive News

Real Galway flavour to intermediate club hurling battle in Birr



Date Published: 23-Jan-2013


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